6.Batya Goodman，I Shrink-wrapped the Consumer：the Shrink-Wrap Agreement as an Adhesion Contract，21Cardozo L.Rev.319，327（1999）。
7.Carole B.Swanson.Unconscionable Quandary：UCC Article 2and the Unconscionability Doctrine.31N.M.L.Rev.359（2001）.pp359-399
8.David S.Holland，Denis Normand：Taxing Insurance Companies.OECD Publishing，2001
9.David J.Seno：The doctrine of Reasonable in Insurance Law：What to Expect in Wisconsin，85Marq.L.Rev.2002，pp 859-867
10.Ellis，T.h.Policyholder Protection in the Single European market in the Law and Practice of Insurance in the single European Market.Academy of European Law，1995
11.Encyclopedia of Associations，2003，36th ed.Vol.1，part1，Tara E.Sheets，ed.（Dteroit，Mich.Gale Research，Inc.2000）
12.Financial Services and Markets Act 2000.http：//www.opsi.gov.uk/acts/acts2000/pdf/ukpga_20000008_en.pdf
13.Financial Services Authority，FSA Handbook，2001
14.Financial Services Authority.Consumer Education A Strategy for Promoting Public Understanding of the Financial System.May1999，http：//www.fsa.gov.uk/pubs/policy/P16.pdf
15.Financial Services Authority.Evidence of impact：An overview of Financial Education Evaluations.July 2008，http：//www.fsa.gov.uk/pubs/consumer-research/crpr68.pdf
16.Financial Services Compensation Scheme，FSCS Report and Accounts 2006/07，http：//www.fscs.org.uk/uploaded_files/Publications/Annual_Reports/Annual_Report_2006-07.pdf
17.Financial Services Compensation Scheme，A Guide to the Work of Financial Services Compensation Scheme，http：//www.fscs.org.uk/uploaded_files/Publications/Brochures/Guide_to_work_of_FSCS_Claiming_comp.pdf
18.FOS：Annual Reviews.http：//www.financial-ombudsman.org.uk/publications/annual-reviews.htm2010-1-3
19.FOS：Annual Reviews 2005/2006，http：//www.financial-ombudsman.org.uk/publications/ar06/ar06.pdf
20.Francis Achampong.The Means and Ends of Insurance Regulation.Basic Ideas.The Journal of Risk and Insurance，Vol.50，No.2.（Jun.1983），pp.301-306
21.Gayle Murray，Alan Watson：Government Regulation of UK Insurance Industry，http：//www.riskmanagement.com.au/NEWS/2003.01.21.
22.George J.Stigler.The Theory of Economic Regulation.The Bell Journal of Economics and Management Science，Vol.2，No.1（Spring，1971），pp.3-21
23.Insurance Law：Non-disclosure and Breach of Warranty，Report No.104，Cmnd，8064.
24.IAIS.Insurance Core Princes and Methodology.October 2003
25.IAIS.Guidance on Insurance Regulation and Supervision for Emerging Market Economics.September 1997
26.James S.Trieschmann，Robert E.Hoyt.Risk management and Insurance，Twelfth Edition，Thomson Learning Asia Pte Ltd.2005
27.Jeffrey A.Cohen，An Insurer's Duty To Act in Good Faith，192N.J.Law.21（1998）。
28.Jonathan M.Landers，A Unified Approach to Parent，Subsidiary，and Affiliate Questions in Bankruptcy，New Political Economy，1975（3）：619-620.
29.James R.Garven，Steven W.Pottier.Incentive Contracting and the Role of Participation Rights in Stock Insurers.The Journal of Risk and Insurance，Vol.62，No.2，1995（6）：253-270.