'I've known the City now for more than ten years, Mr Crosbie, and Inever knew money to be so tight as it is at the moment. The best commercial bills going can't be done under nine, and any other kind of paper can't so much as get itself looked at.' Thus spoke Mr Musselboro.
He was seated in Dobbs Broughton's arm-chair in Dobbs Broughton's room in Hook Court, on the hind legs of which he was balancing himself comfortably; and he was communicating his experience in City matters to our old friend Adolphus Crosbie--of whom we may surmise that he would not have been there, at that moment, in Hook Court, if things had been going well with him. It was now past eleven o'clock, and he should have been at his office at the West End. His position in his office was not doubt high enough to place him beyond the reach of any special inquiry as to such absences; but it is generally felt that when the Crosbies of the West End have calls into the City about noon, things in the world are not going well with them. The man who goes into the City to look for money is generally one who does not know where to get the money when he wants it. Mr Musselboro on this occasion kept his hat on his head, and there was something in the way in which he balanced his chair which in itself an offence to Mr Crosbie's personal dignity. It was hardly as yet two months since Mr Dobbs Broughton had assured him in that very room that there need not be the slightest anxiety about his bill. Of course it could be renewed--the commission being duly paid. As Mr Dobbs Broughton explained on that occasion, that was his business. There was nothing he liked so much as renewing bills for such customers as Mr Crosbie; and he was very candid at that meeting, explaining how he did this branch of his business, raising money on his own credit at four or five per cent., and lending it on his own judgment at eight or nine. Mr Crosbie did not feel himself then called upon to exclaim that what he was called upon to pay was about twelve, perfectly understanding the comfort and grace of euphony; but he had turned it over in his mind, considering whether twelve per cent. was not more than ought to be mulcted for the accommodation he wanted. Now, at the moment, he would have been glad to get it from Mr Musselboro, without further words, for twenty.
Things had much changed with Adolphus Crosbie when he was driven to make morning visits to such a one as Mr Musselboro with the view of having a bill renewed for two hundred and fifty pounds. In his early life he had always had the merit of being a careful man as to money. In some other respects he had gone astray very foolishly--as has been partly explained in our earlier chapters; but up to the date of his marriage with Lady Alexandrina De Courcy he had never had dealings in Hook Court or in any such locality. Money troubles had then come upon him. Lady Alexandrina, being the daughter of a countess, had high ideas; and when, very shortly after his marriage, he had submitted to a separation from his noble wife, he had found himself and his income to be tied up inextricably in the hands of Mr Mortimer Gazebee, a lawyer who had married one of his wife's sisters. It was not that Mr Gazebee was dishonest; nor did Crosbie suspect him of dishonesty; but the lawyer was so wedded to the interest of the noble family with which he was connected, that he worked for them all as an inferior spider might be supposed to work, which, from the infirmity of its nature, was compelled by instincts to be catching flies for superior spiders. Mr Mortimer Gazebee had in this way entangled Mr Crosbie in his web on behalf of those noble spiders, the De Courcys, and our poor friend, in his endeavour to fight his way through the web, had fallen into the hands of the Hook Court firm of Mrs Van Siever, Dobbs Broughton, and Musselboro.
'Mr Broughton told me when I was last here,' said Crosbie, 'that there would be no difficulty about it.'
'And it was renewed then; wasn't it?'
'Of course it was--for two months. But he was speaking of a continuation of renewal.'
'I'm afraid we can't do it, Mr Crosbie. I'm afraid we can't, indeed.
Money is so awful tight.'
'Of course I must pay what you choose to charge me.'
'It isn't that, Mr Crosbie. The bill is out for collection, and must be collected. In times like these we must draw ourselves in a little, you know. Two hundred and fifty pounds isn't a great deal of money, you will say; but every little helps, you know; and, besides, of course we go upon a system. Business is business, and must not be made pleasure of. Ishould have a great deal of pleasure in doing this for you, but it can't be done in the way of business.'
'When will Broughton be here?'
'He may be in at any time--I can't say when. I suppose he's down at the court now.'
'What court?'
'Capel Court.'
'I suppose I can see him there?' said Crosbie.
'If you catch him you can see him, of course. But what good will that do you, Mr Crosbie? I tell you we can't do it for you. If Broughton was here at this moment, it couldn't make the slightest difference.'
Now Mr Crosbie had an idea that Mr Musselboro, though he sat in Dobbs Broughton's seat and kept on his hat, and balanced his chair on two legs, was in truth nothing more than a clerk. He did not quite understand the manner in which the affairs of the establishment were worked, though he had been informed that Mrs Van Siever was one of the partners. That Dobbs Broughton was the managing man, who really did the business, he was convinced; and he did not therefore like to be answered peremptorily by such a one as Musselboro. 'I should wish to see Mr Broughton,' he said.
'You can call again--or you can go down to the court if you like it.
But you may take this as an answer from me that the bill can't be renewed by us.' At this moment the door of the room was opened and Dobbs Broughton himself came into it. His face was not at all pleasant, and anyone might have seen with half an eye that the money-market was a great deal tighter than he liked it to be. 'Here is Mr Crosbie here--about his bill,' said Musselboro.